Helping seniors navigate the Medicare Maze.
What We Do
MWG Senior Services assists retirees in understanding their insurance options within the complex Medicare system. We represent many different insurance carriers, which puts us in a position of being able to find the best plan for your specific needs. This also ensures that our clients will have the best priced products on the market with financially secure companies. We will be glad to advise you on some of the confusing questions seniors face.
MWG Senior Services can help answer your Medicare questions concerning issues like:
- What is the difference between a Medicare Supplement and a Medicare Advantage Plan?
- Is there a difference in Medigap Policies?
- What are my options when I am retiring?
- What are the differences between my current group plan and the Medicare system?
- What is the donut hole in a Part D plan and can I avoid it?
A Medigap policy is health insurance sold by private insurance companies to fill the “gaps” in Original Medicare. Medigap policies help pay some of the health care costs not paid by Medicare due to deductibles and coinsurance.
A Medicare Advantage (MA) Plan is a health care alternative available to Medicare beneficiaries. If you join one of these plans, you generally get all your Medicare-covered health care through that plan. This coverage can include prescription drug coverage. However, you may have to see doctors that belong to the plan or go to certain hospitals to get services.
Part D / Prescription Drug Plans
The Part D programs started just a few years ago. It was designed to assist people with Medicare in paying for their drugs. Private insurance companies provide these plans to Medicare Beneficiaries only certain times during the year, due to plan restrictions. Examining these plans can be very difficult so we advise that you go over plan options with someone experienced in this area.
Please click the DFE logo and enter your zip code to see plans available for you.
Over 87% of people across the US are under insured, and close to 30% have no life insurance at all. MWG wants to help you change that statistic by providing you with the ability to receive quotes from over 20 different insurance carriers in a matter of seconds. All you need to do is click on the Life Insurance tab, and you will be directed to our online quoter to answer five questions. Then choose the company you want and click enroll now. It is that easy, and we are here to help if you get stuck or have questions along the way.
Long Term Care
Over the years Long-Term Care has been made out to be too expensive and complicated. However, our agents can help you save up to 50% on your Long-Term Care insurance in 3 simple steps. This is not by reducing your benefits or lowering the standard in your insurance carrier, but it is contributed to smart shopping and looking for rates with an experienced insurance agent. Statistics show that over 40% of people over the age of 65 will need LTC, and that statistic continues to grow every year.
Remember the longer you wait, the higher the premiums will be. Even worse, you may not be able to qualify if you wait too long.